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Mobile Banking

Mobile Banking is a digital banking service that allows customers to access and manage their bank accounts using a mobile device like a smartphone or tablet. Customers can perform financial transactions through a mobile app, USSD codes, or SMS-based banking. Mobile Banking is a fast, convenient, and secure way to access financial services. It supports digital India initiatives, reduces dependency on physical branches, and empowers customers to manage their finances efficiently. 

Key features include:

  • Benefit 01

    Account Management

  • Benefit 02

    Loan Services

More Key Points:

It is an extension of core banking services, making banking convenient anytime, anywhere.

Types of Mobile Banking:

  • App-Based Banking
  • USSD Banking
  • SMS Banking
  • Mobile Wallets/UPI Integration
Benefits of Mobile Banking

Reduces branch visits and paper-based banking costs.

Helps rural and semi-urban customers access banking services via smartphones or feature phones.

Services are available round the clock, even on holidays.
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