Phone:
The earliest explicit date I found is the 21 July 1964 mention in the list of cooperative banks (Gujarat) as the date associated with Himatnagar Nagrik Sahakari Bank Ltd. Cooperatives.
The earliest explicit date I found is the 21 July 1964 mention in the list of cooperative banks (Gujarat) as the date associated with Himatnagar Nagrik Sahakari Bank Ltd. Cooperatives.
Interest Rates On Advances W.E.F. July 17, 2025
| SR NO. | PARTICULARS | RATE (P.A) |
|---|---|---|
| 1 | Housing Loan | 9.25% |
| 2 | Unsecured Loan | 12% |
| 3 | HPCC | 13% |
| 4 | Hypo / Industries up to Rs. 10,00,000.00 | 11.00% |
| 5 | Hypo / Industries up to Rs. 10,00,001 to Rs. 50,00,000.00 | 11.25% |
| 6 | Hypo / Industries Rs. 50,00,001 to Rs. 1,00,00,000.00 | 10.00% |
| 7 | Hypo / Industries Rs. 1,00,00,001 and Above | 9.50% |
| 8 | Term Loan up to Rs. 10,00,000.00 | 11.50% |
| 9 | Term Loan up to Rs. 10,00,001 to Rs. 25,00,000.00 | 12% |
| 10 | Term Loan up to Rs. 25,00,001 to Rs. 50,00,000.00 | 12.50% |
| 11 | Term Loan Rs. 50,00,001 and Above | 13% |
| 12 | Doctors Loan (For Hospital & Equipments) | 9.00% |
| 13 | Loan Against Gold Ornament | 8.90% |
| 14 | Loan Against Govt. Security (NSC, KVP) | 10% |
| 15 | Vehicle Loans New Commercial Vehicle with Collateral Security | 13% |
| 16 | Vehicle Loans New Commercial Vehicle without Collateral Security | 14% |
| 17 | Vehicle Loans Old Commercial Vehicle with Collateral Security | 13% |
| 18 | Vehicle Loans Old Commercial Vehicle without Collateral Security | 14% |
| 19 | Vehicle Loans New Four Wheeler | 9.25% |
| 20 | Vehicle Loans Old Four Wheeler | 12% |
| 21 | Vehicle Loans New Two Wheeler | 11.50% |
| 22 | Vehicle Loans New Three Wheeler | 12.50% |
| 23 | Loan Against Consumer Durable Items | 14% |
| 24 | Solar Power Project Loan | 11% |
| 25 | Solar Roof Top Personal Loan | 11% |
| 26 | Project Loan ( Construction) | 12.00% |
| 27 | Personal Loan | 11.50% |
| 28 | Professional And Self Employees Loan | 10% |
| 29 | Mortgage CC up to Rs. 50,00,000.00 | 11.50% |
| 30 | Mortgage Loan up to Rs. 1,00,00,000.00 | 12.00% |
| 31 | New Project Loan for Education (School) | 9.50% |
| 32 | Loan Against Property up to Rs. 25,00,000.00 | 12.00 |
