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The earliest explicit date I found is the 21 July 1964 mention in the list of cooperative banks (Gujarat) as the date associated with Himatnagar Nagrik Sahakari Bank Ltd. Cooperatives. That suggests the bank’s establishment or formal registration around mid-1964, making it one of the older cooperative banks in the Sabarkantha / Gujarat region. Over time, it has expanded, modernized its services (online banking, digital payment services) as seen in its web profile. The fact that it maintains and publishes annual reports in recent years indicates regulatory compliance and transparency efforts.

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